Explore Smart Refinance Options for Your Home Loan
Lower your monthly payment, access cash, or simplify your finances with the right refinance option for your mortgage.
Why Refinance Your Home Loan?
Refinancing your mortgage can help reduce your interest rate, shorten your loan term, or allow you to access equity for renovations or debt consolidation. Whether you're exploring an FHA streamline refinance, VA IRRRL, or looking for refinance no closing cost options, Ménage Mortgage has solutions for every goal.
Top Benefits of Refinancing Your Mortgage
- Lower monthly payments
- Access home equity as cash
- Switch from adjustable to fixed-rate loan
- Pay off your mortgage faster
- Refinance mobile homes or manufactured homes
- Consolidate debt or pay off credit cards
Types of Refinance Options
- FHA Streamline Refinance – Quick, low-doc option for FHA borrowers
- VA IRRRL (Interest Rate Reduction Refinance Loan) – Ideal for veterans
- Cash-Out Refinance – Tap into your home’s equity
- No-Closing-Cost Refinance – Roll fees into the loan balance
- Conventional Refinance – Refinance a traditional loan to lower your rate
- Refinance for Mobile or Manufactured Homes

Start Your Refinance Application Today
Whether you're refinancing to lower your payment or take out cash, Ménage Mortgage is here to help. Let's find the best loan for your financial goals.
Start My Refinance QuoteFrequently Asked Questions About Refinance Options
When should I refinance my mortgage?
Many homeowners refinance when rates drop, or when they want to lower monthly payments or tap equity.
What refinance options are available to veterans?
Veterans can use the VA IRRRL program or do a VA cash-out refinance. We work with top VA lenders for fast approvals.
Can I refinance a mobile or manufactured home?
Yes! Some lenders allow refinancing of mobile homes with land ownership. We’ll review your eligibility.