Mortgage FAQ: 7 Key Answers Every Homebuyer Needs
Get quick answers to your most common mortgage loan questions. Whether you’re a first-time homebuyer or a seasoned investor, our mortgage FAQ guide helps you navigate the home loan process with confidence.
Top Mortgage Questions and Answers
This comprehensive mortgage FAQ covers a wide range of topics including FHA loans, VA home loans, credit requirements, income documentation, and more. Use this guide to get quick clarity on your mortgage loan questions before you apply.
Mortgage Questions and Answers
What is the minimum credit score for a mortgage?
Most loan programs require a credit score of 580–620, though FHA loans may accept lower scores with additional requirements. Learn more about FHA requirements.
What are FHA loan requirements?
FHA loans typically require a 3.5% down payment, steady income, and a credit score of 580 or higher. See our FHA FAQ for details.
What are the VA loan eligibility requirements?
VA home loans are available to eligible veterans, active-duty service members, and certain surviving spouses. Learn more on our VA Loan FAQ page.
How much can I borrow with a mortgage?
That depends on your income, credit, debt-to-income ratio, and loan type. Use our online mortgage calculator or contact us for a custom quote.
What documents are needed for a mortgage loan?
Common documentation includes pay stubs, W-2s or 1099s, tax returns, bank statements, and a government-issued ID.
Still Have Mortgage Loan Questions?
Our licensed loan experts are ready to help you with personalized guidance and answers. Whether you need help with FHA, VA, or conventional loans, we’ve got you covered.
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